Chad was invited to speak at the Western Student Financial Services Conference at Portland State University on July 28th, 2014.  The subject of his first session was bankruptcy and the analysis on whether or not certain debts on campus qualify as "student loans" pursuant to the United States Bankruptcy Code, and steps schools can take to better protect their debts from discharge.  His other session focused on legal hot topics, including a discussion focusing on the current legal issues facing the collection industry and the impact those issues have on the higher education community.